Terms of Service

1. Agreement and eligibility

These Terms govern Bible Notetaker and its study, community, AI, subscription, and rewards features. By affirmatively accepting them when signing in or creating an account, you agree with 51 Pegasi Fund. Accounts require age 16 or older. If you are not legally able to enter this agreement independently, a parent or guardian must authorize your use and accept responsibility. Paid subscriptions and payouts require legal capacity and any provider eligibility requirements. Do not submit false age or account information.

2. Study tools and AI

The service is for study and discussion. AI output and community contributions may contain factual errors, fabricated citations, biased interpretations, or offensive material. Verify passages and sources independently. Neither an AI assistant nor a scholar label guarantees accuracy, credentials, or endorsement by 51 Pegasi Fund. Content is not professional medical, mental-health, legal, financial, or emergency advice, and does not establish a professional or pastoral relationship.

Bible editions differ in wording, canon, and numbering. Septuagint comparison rows match numbers and are not a verified passage alignment. Displaying the Apocrypha or a theological interpretation does not endorse a denomination. Availability of a text does not grant rights to reproduce a separate copyrighted edition.

3. Accounts and acceptable use

Keep your account secure and notify us of unauthorized access. Do not post unlawful material, threats, harassment, doxxing, sexual exploitation, infringing content, impersonation, spam, or intentionally deceptive claims. Do not bypass access controls or rate limits, disrupt the service, scrape private information, or manipulate rewards using duplicate accounts, automation, fabricated contributions, or coordinated abuse. Respect other users' privacy and different religious perspectives.

We may remove or restrict content and suspend accounts for violations, security, legal obligations, or material risk to others. We may investigate reports and disclose information as described in the Privacy Policy. We do not promise to review every contribution before publication. Contact us to report abuse or request review of a moderation decision.

4. Your content and permissions

You retain rights in your original content and must have permission to submit it. You give us a non-exclusive, worldwide, royalty-free permission to store, copy, format, and transmit it as needed to operate the requested service, including using service providers. Public display follows your sharing settings; private content is not licensed for public advertising or unrelated model training. This permission ends when deletion is fulfilled, except for limited backup/legal retention and copies others independently made of previously public content.

Do not upload entire copyrighted commentaries or modern translations without permission. You remain responsible for your submissions. Report copyright concerns through /contact with identification of the work, the exact allegedly infringing locations, your contact details, and an explanation of your rights. Our copyright page describes the reporting process. We may terminate repeat infringers in appropriate circumstances.

5. Subscriptions, cancellation, and refunds

The checkout page states the price, currency, billing interval, included features, and any trial terms before purchase. A subscription renews for the selected interval unless canceled before renewal. Use the billing portal from /dashboard/billing to manage or cancel renewal; contact us if it is unavailable. Deleting content, signing out, or submitting a deletion request does not itself cancel billing. We will not charge for a materially different plan without the notice or authorization required by law.

Our existing 30-day money-back guarantee for new subscriptions remains available: contact us within 30 days of the initial subscription purchase to request it. Other refunds, withdrawal rights, and remedies required by applicable law remain available. Cancellation normally stops the next renewal rather than automatically refunding an elapsed period; the guarantee and mandatory rights take priority.

6. Rewards and payouts

Rewards are promotional service features, not employment, an investment, a bank account, or a promise of income. Published earning rates, daily limits, eligibility conditions, minimum payouts, and available methods apply to each activity. Provisional balances may be reviewed for genuine eligible activity, duplication, fraud, and errors before payment. Requests may require identity, payment, or tax information when necessary. You are responsible for taxes applicable to your receipts.

We may change future rates or discontinue future earning opportunities with appropriate notice, but do not claim an unrestricted right to erase valid accrued obligations. We may reject ineligible or fraudulent activity with an explanation where appropriate. Contact us to dispute a balance or payout decision. Account deletion requests require review of pending payment obligations; statutory rights are preserved.

7. Availability and liability

To the extent permitted by law, the service is provided as available without warranties of uninterrupted access, suitability for a particular purpose, or error-free content. Keep your own copies of important work using available export tools. We do not provide an uptime service-level commitment under these Terms.

To the extent permitted by applicable law, 51 Pegasi Fund and its personnel are not liable for indirect, incidental, special, or consequential losses arising from the service, and aggregate liability is limited to the greater of US$100 or the amount you paid for the service during the preceding 12 months. These limits do not exclude liability that cannot legally be excluded or limited, including applicable mandatory consumer remedies, fraud, willful misconduct, or gross negligence. They do not eliminate valid refund or payment obligations.

8. Disputes and applicable law

Contact us first if you wish to seek an informal resolution, but doing so is not a condition of exercising non-waivable rights or meeting a filing deadline. Puerto Rico law and applicable U.S. federal law govern, without depriving consumers of mandatory protections that apply where they live. Subject to those protections and court jurisdiction, disputes may be brought in the competent courts in Puerto Rico. These revised Terms do not impose mandatory arbitration or waive class proceedings.

9. Changes, termination, and contact

You may stop using the service and request account deletion. Obligations arising before termination, necessary content permissions for retained records, and enforceable dispute/liability terms survive as appropriate. If a provision is unenforceable, the remainder applies to the extent permitted by law. These Terms and expressly applicable checkout or program terms form the service agreement; mandatory law takes priority.

We will give appropriate notice of material changes and seek renewed acceptance where required. Changes do not retroactively waive existing claims or authorize a different use of private data. For service, legal, refund, privacy, or copyright matters, contact 51 Pegasi Fund, Puerto Rico, through /contact. See /legal/privacy and /legal/license for related information.